Easy Financing and Insurance

At San Marcos Orthodontics, we believe orthodontic care should feel simple, clear, and affordable. From your first complimentary evaluation through your final results, our team will make sure you understand the full investment, your insurance benefits, and your payment options before you ever begin treatment.

What Happens During Your Complimentary Orthodontic Evaluation?

Your journey starts with a free orthodontic evaluation, during which we conduct a detailed exam and discuss your smile goals. This visit helps us determine:

  • Whether treatment is recommended
  • Which treatment options are best for your needs
  • What does your estimated treatment timeline look like
  • What is your estimated financial investment

We want you to feel fully informed and confident about your next steps.

How Much Does Orthodontic Treatment Cost?

Treatment fees depend on your needs and the complexity of your case. At San Marcos Orthodontics, we provide clear pricing and review everything in advance.

Typical investment ranges include:

  • Limited treatment starting as low as $1,880
  • Full comprehensive treatment up to $8,840
  • Clear aligners starting as low as $4,880

Final costs are always discussed before treatment begins, and you’ll receive a clear financial breakdown so there are no surprises.

How Can Insurance Help Cover Orthodontic Treatment?

Our team is here to make insurance simple. We’ll help you understand your orthodontic benefits and guide you through the process so you can maximize coverage whenever possible.

San Marcos Orthodontics:

  • Accepts direct payment from insurance carriers
  • Finances the remaining balance in-office when needed
  • Can provide the necessary submissions to support patient reimbursement, if required by your plan
  • Works with PPO insurance plans

If you have questions about your plan, our Treatment Coordinator is happy to help.

What Payment Options Are Available?

We offer affordable treatment with flexible financing options designed to fit a variety of budgets.

Options include:

  • Down payments starting as low as $880
  • Monthly payments starting as low as $180
  • Interest-free financing available
  • CareCredit financing available

Our goal is to help you start treatment without financial stress.

Do You Offer Discounts or Pay-in-Full Options?

Yes. Patients who prefer to pay in full may qualify for a pay-in-full discount. Our team will review available options with you during your financial consultation.

What Is Included in Your Orthodontic Investment?

Your orthodontic investment at San Marcos Orthodontics includes:

  • All orthodontic records, including X-rays, study models, and growth analysis to define your treatment strategy
  • Active treatment fees, including early intervention or full orthodontic treatment with braces or Invisalign/clear aligners
  • All orthodontic appliances, office visits, and in-office procedures related to your treatment plan
  • A set of final retainers for the comprehensive treatment of patients at the end of treatment

We will also provide guidance throughout treatment so you understand how to care for appliances and protect your progress.

What Is Not Included in Your Orthodontic Investment?

While we aim to be as inclusive and transparent as possible, the following are not included in your orthodontic treatment fee:

  • Procedures performed at other dental offices
  • Treatment complications or additional care related to accidents/injuries during orthodontic treatment, including:
    • TMJ-related complications

    • Orthognathic (jaw) surgery resulting from injury or accident

If any outside services are needed, we will help guide you so you understand the next steps.

How Often Will I Need Appointments During Treatment?

During active treatment, patients are typically seen every 4 to 6 weeks to monitor progress and keep treatment on track.

If you need to reschedule, please give us at least 24 hours’ notice.

We understand many families prefer afternoon appointments due to school and work schedules. To help serve everyone efficiently, we generally schedule:

  • Longer appointments in the morning
  • Shorter follow-ups and adjustments in the afternoon

We accept all major credit cards for your convenience. Plus, we offer the option to automate your monthly payments.

Scheduling Your Appointments

During the active phase of your treatment, we’ll see you every 4 to 6 weeks to ensure everything is progressing as planned. If you need to reschedule, please provide us with at least 24 hours’ notice to accommodate other patients efficiently.

We understand the preference for afternoon appointments due to school or work commitments; however, our scheduling is designed to optimize care for all patients. Lengthier procedures are conducted in the mornings, while shorter follow-ups and adjustments are reserved for afternoons.

Frequently Asked Questions

We want orthodontic care to feel straightforward from the beginning. Below are answers to common questions about insurance, payment plans, and what your treatment investment includes.

Is My Complimentary Evaluation Really Free?

Yes. Your complimentary orthodontic evaluation includes an exam and a full review of your treatment options, estimated timeline, and financial investment before you begin.

No problem. Our team can review your plan, explain how your benefits apply, and help you understand what portion may be covered before treatment starts.

Yes. We offer flexible financing with down payments starting as low as $880 and monthly payments starting as low as $180, so you can begin treatment with a budget-friendly plan.

Yes. Interest-free financing may be available, and we also accept CareCredit to help make orthodontic treatment more accessible.

Your investment includes a set of final retainers for comprehensive treatment patients. If retainers are lost or damaged, replacement fees may apply, and our team will review your options.